It is our mission to provide you with affordable and high-quality treatment! That’s why we offer a variety of payment options and flexible down payments to help meet your budget needs.

At our orthodontic office, we believe your overall oral health care is an invaluable investment that lasts a lifetime. You shouldn’t have to weigh insurance coverage or climb financial obstacles in order to obtain premium dental health care. It is to your advantage that you are able to reserve an appointment for service right away.

If you have questions regarding payment for your orthodontic treatment, find useful information below or contact us today and speak with a helpful member of our team.

Financing Options

Financing With HFD

At Dream Smiles we offer affordable financing options no matter your credit history. HFD approves 100% of applicants making more accessible and convenient for you to get the smile you’ve always wanted. Don’t let financial concerns hold you back from achieving your dream smile. If you’re interested in applying for financing with HFD contact us to learn more.

Financing With CareCredit

We are pleased to accept the CareCredit, a credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options,* you can use your CareCredit card again and again for your dental needs, as well as at thousands of other healthcare providers, including optometrists, veterinarians, ophthalmologists and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards. Learn more by visiting or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.

Financing With LendingPoint

LendingPoint offers flexible financing plans that break down your total cost of treatment into smaller payments. With competitive interest rates and simple payment plans, LendingPoint helps patients access the care they need affordably. Additionally, LendingPoint’s application is quick and easy, and funds can be available in as little as 24 hours after approval.

InsuranceS We Accept

Since we deal with dental insurances everyday, we understand first-hand that insurance plans can be a bit confusing to our patients. It is important to understand that your dental insurance may not cover certain dental treatments. We accept most insurance and handle all the necessary steps to make sure you receive your maximum benefit. However, if during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

While we offer a variety of payment options, having orthodontic insurance coverage can help reduce your out-of-pocket treatment expenses. Most dental insurance policies cover 80% to 100% of dental work needed during a given year; however, orthodontic insurance is different. Most orthodontic policies cover 50% of the cost, up to a specified lifetime maximum set by each insurance company.

Prior to your first visit, we will try to determine the estimated extent of your coverage based on the insurance information you provided during your initial phone call. Please make sure to include any applicable information such as the ID number or social security number of the policyholder and the group number.

Payment Methods We Accept

Our office currently accepts the following types of payments: Cash, Checks, American Express, Mastercard, Visa, and Discover. We also offer financing via CareCredit and LendingPoint.